Inicio > Quiénes Somos > Overview

FINAGRO is a fund which seeks to increase the production and marketing activities of the agricultural and livestock sector. The fund was established on the 22nd of January 1990 as a second-tier bank. It was created due to a necessity in the rural sector for an independent and specialized organization which could concentrate several resources in one fund, rather than having the credit resources dispersed in several organisms as a complementary variant of the political economic of the Colombian Central Bank.

The Government of the time was lead by the President Virgilio Barco. However, The idea of the creation of FINAGRO was a suggestion made by the Minister of Agriculture and Rural Development who presented the idea to the Congress which after a certain time turn it into a national Act.

The Minister Mr. Gabriel Rosas Vega considered that regarding agriculture, it was more important to look at the volume of credit that the State could channel to agriculture, cattler, forest resources and the opportunity to assigned those resources to the different sectors than to focus on the interest rate.

Finagro offers advantages to their clients through different factors such as interest rates, payment methods, credit conditions, grace periods, guarantees, amounts of the loans and an special support which is needed regarding loans to the rural sector. Farming management is part of a State’s policy which implies that the investment in the rural sector has a social and economic impact due to the importance of its contribution to the GDP, employment, internal supplies consumption and exports derived from our great biodiversity.

Mission & Vission

Contribute to a comprehensive, competitive and sustainable rural sector development by facilitating access to financing and other support tools established in public policy.


To be the leading financial institution in Colombian rural development management with world class.



FINAGRO provide lines of credit towards working capital and investment. It finances projects such as construction projects, purchase of machinery, purchase of animals and establishing crops. The beneficiaries are small, medium and large-scale and associate producers.


ICR: Rural Capitalization Incentive
This incentive seeks to provide government cash grant to clients who implement new investment projects for capitalizing and modernizing agricultural and fishery production. The aim is to improve competitiveness, reduce risk and guarantee sustainable agricultural production. It is targeted to small, medium and large-scale producers.

CIF: Forest Incentive Certificate
Reforestation (CIF-R): It is a subsidy to cover costs regarding establishing and managing new forest plantations for 5 years. The incentive works towards conservation (CIF-C) of well preserved forests or for commercial use, particularly in areas which are close to municipal water abstraction facilities.

IAT: Incentive to the Technical Attendance
The Ministry of Agriculture and Rural Development regulates the Incentive regarding Technical Attendance (IAT). It will finance to clients up to 80% of the total value of the expenses in relation to hiring the service of IAT.

ISA: Insurance of agricultural incentive
This is an incentive to protect the food production by a subsidy which helps producers to pay insurances premiums.

PRAN: National Agricultural Recovery Programme
This is a mechanism which aims to help defaulting clients regarding their loans. It is offered to small-, medium- and large scale producers.

PADEMER: Rural Micro-enterprise Development Programme – Microfinanzas rurales.

Rural Micro-enterprise aim to support very small rural businesses as an strategy to help them develop. The Development Programme (PADEMER) would create jobs and a better income for the poorest families.