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Loans
FINAGRO provide lines of credit towards working capital and investment. It finances projects such as construction projects, purchase of machinery, purchase of animals and establishing crops. The beneficiaries are small, medium and large-scale and associate producers.

Incentives:

ICR: Rural Capitalization Incentive
This incentive seeks to provide government cash grant to clients who implement new investment projects for capitalizing and modernizing agricultural and fishery production. The aim is to improve competitiveness, reduce risk and guarantee sustainable agricultural production. It is targeted to small, medium and large-scale producers.
CIF: Forest Incentive Certificate
Reforestation (CIF-R): It is a subsidy to cover costs regarding establishing and managing new forest plantations for 5 years. The incentive works towards conservation (CIF-C) of well preserved forests or for commercial use, particularly in areas which are close to municipal water abstraction facilities.
IAT: Incentive to the Technical Attendance
The Ministry of Agriculture and Rural Development regulates the Incentive regarding Technical Attendance (IAT). It will finance to clients up to 80% of the total value of the expenses in relation to hiring the service of IAT.
ISA: Insurance of agricultural incentive
This is an incentive to protect the food production by a subsidy which helps producers to pay insurances premiums.

Sociedad Colectora de Carteras - National Agricultural Recovery Programme

PRAN: National Agricultural Recovery Programme
This is a mechanism which aims to help defaulting clients regarding their loans. It is offered to small-, medium- and large scale producers.

Microfinazas rurales - Micro-enterprise Development Programme

PADEMER: Rural Micro-enterprise Development Programme – Microfinanzas rurales.

Rural Micro-enterprise aim to support very small rural businesses as an strategy to help them develop. The Development Programme (PADEMER) would create jobs and a better income for the poorest families.